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Smallholding insurance

 
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wellington womble



Joined: 08 Nov 2004
Posts: 14729
Location: East Midlands
PostPosted: Thu Jul 14, 16 1:34 pm    Post subject: Smallholding insurance  Reply with quote    

Dull, dull, dull. But necessary.

Who has insurance? What does it cover and where did you get it? The stuff out there in sheds and garages exceeds the 3k that my contents instance will cover and they can't increase it. They also won't cover my solar panels. They're not on the roof and so can't be covered by buildings insurance. I'm talking mainly about kit, but there will be some animals soon too.

sean
Downsizer Moderator


Joined: 28 Oct 2004
Posts: 41572
Location: North Devon
PostPosted: Thu Jul 14, 16 1:35 pm    Post subject: Reply with quote    

I'd have thought that NFU Mutual would be the people to ask.

NorthernMonkeyGirl



Joined: 10 Apr 2011
Posts: 4194
Location: Peeping over your shoulder
PostPosted: Thu Jul 14, 16 1:47 pm    Post subject: Reply with quote    

The one person I talked with about that kind of insurance was with the NFU. The general impression I get is that they're pricey but worth having on your side.

Nick



Joined: 02 Nov 2004
Posts: 33539
Location: Hereford
PostPosted: Thu Jul 14, 16 2:18 pm    Post subject: Reply with quote    

Nfu.

Although, Allianz were outstanding with our stuff in the fire. They allowed us about 8k in the outbuilding as they were happy it was a workshop and a garage and a shed. Even though it was one building. And then they allowed us full claim for freezers and cycles. Non car vehicles were specifically excluded tho.

alison
Downsizer Moderator


Joined: 29 Oct 2004
Posts: 12907
Location: North Devon
PostPosted: Sat Jul 16, 16 6:15 pm    Post subject: Reply with quote    

NFU here too.

wellington womble



Joined: 08 Nov 2004
Posts: 14729
Location: East Midlands
PostPosted: Sun Jul 17, 16 8:33 am    Post subject: Reply with quote    

Thanks guys. Is it vastly expensive? It's not a huge amount of extended cover. Perhaps 15k in total.

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